Moved from Texas to Florida and struggled switching from Aetna to Humana without a coverage gap. out of network Medicare Florida helped clarify the 63-day SEP window—wish I’d known sooner to avoid that $300 late penalty! Anyone else had this issue?
https://www.mediafire.com/file/egzcp3tarmbevpt/pdf-5142-1060.pdf/file
Moved from Texas to Florida and struggled switching from Aetna to Humana without a coverage gap