While packing for a weekend in Woodbridge I ran numbers on refinance options and realized HELOC

https://emilyajaxhedge.theglensecret.com/the-exact-timeline-how-long-our-brampton-mortgage-pre-approval-actually-took

While packing for a weekend in Woodbridge I ran numbers on refinance options and realized HELOC and refinance were not interchangeable for our plan.