What Veterans Should Know About VA Renovation Loan Inspections

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When using a VA renovation loan, expect thorough inspections that focus on both the property's current condition and the planned upgrades. Unlike standard VA loans, these require detailed cost estimates and contractor approval before work begins. The appraiser will verify that proposed renovations are structurally necessary, not just cosmetic, and that they add value to the home. Veterans should budget for potential additional repairs found during inspection, as lenders may require addressing s…