UK families can save for a big family cost without draining their emergency...

https://delta-wiki.win/index.php/How_do_I_budget_for_unpaid_parental_leave_without_panicking%3F

UK families can save for a big family cost without draining their emergency buffer. Keep separate savings pots for the goal and unexpected bills, then stress-test your budget with an awkward month before deciding how much to put aside.