owner financed acreage
https://wiki-triod.win/index.php/Why_Recreational_Land_for_Sale_Might_Be_Your_Best_Investment_Yet
We found a 3-acre lot for sale with owner financing, which means the seller handles the loan directly instead of a bank. The land has rolling hills and some oak trees, and we can pay in installments without a huge down payment. It's near a small town but feels private and quiet.