Neglecting the 20 Percent Rule Exposes Your HVAC System to Premature Failure
https://precisioneverydayhvac.tearosediner.net/how-deferred-upkeep-accelerates-you-toward-the-5000-replacement-threshold-fast
The 20 percent rule for HVAC states that if your system costs 20 percent or more of a new unit to repair, you face a premature-failure liability that makes replacement the smarter choice