homeowners insurance roof replacement 2

https://texasroofclaimprocesspulse.raidersfanteamshop.com/navigating-the-texas-roof-claim-process-what-homeowners-need-to-know

I recently had to file a claim for a roof replacement under my homeowners insurance, and it was quite a process. After a storm damaged several shingles, my adjuster came out to assess the wear and tear issue. They covered most of the cost, minus my deductible and depreciation, since my roof was over 15 years old. I learned that policies often exclude wear and tear, but storm damage counts if you have replacement cost coverage. It was a relief, but I had to get multiple contractor quotes and wai…