A small business can shop off-exchange by working with a broker, comparing...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

A small business can shop off-exchange by working with a broker, comparing plans directly through insurers, or requesting quotes for small-group coverage. If your team is very small, an HRA may be another way to help employees pay for individual plans